As with many other major lenders across the US, PNC Bank (NYSE:PNC) has displayed a number of minor fluctuations over the past few days, though across the board their offers and packages are still among the most competitive seen in many years.
For borrowers looking to lock in the excellent rates for purchase while there is still the chance, 30 year fixed term mortgage deals are today being offered for 4.000% and an APR of 4.172%, while the 15 year alternative on the other hand can be taken out for 3.250% and a resulting APR of 3.527%.
Refinance deals are also being offered with similar value for money, including the popular 30 year fixed term refinance package which is today at 4.250% and a resulting APR of 4.444%. The 15 year fixed term for refinances on the other hand is at 3.500%, which amounts to an APR of 3.812%.
It is clear from the above rates and the national averages that those who delay their decisions may be forced to suffer the consequences, as from here on in the only way for rates across the board is up.